Terms of Service

By accessing or using the Finapolis website, application platform, research outputs, and associated services (the "Service"), you agree to be bound by these Terms of Service and by our Privacy Policy. If you do not agree, you may not use the Service.

If you are using the Service on behalf of an organization, you represent that you have authority to bind that organization, and "you" refers to both you and that organization. These Terms form a binding agreement between you and Finapolis.

Finapolis is an AI-powered financial research platform providing tools for equity screening, fundamental and options analysis, portfolio management, and automated report generation. It combines third-party market data, structured financial filings, and AI models to produce research outputs that inform investment research workflows.

The Service is provided on an "as-is" and "as-available" basis. Features, data coverage, and AI capabilities may evolve, and we may modify, suspend, or discontinue features with reasonable notice where practicable.

To access most features you must register an account and provide accurate, current, and complete information. You are responsible for safeguarding your credentials and for all activity under your account, and you agree to notify us promptly of any unauthorized use.

Accounts are for a single person or legal entity. Sharing credentials with parties not authorized under your subscription plan is prohibited. We may suspend or terminate accounts that contain false information or are used in violation of these Terms.

Paid features are offered on a subscription basis. By subscribing, you authorize us and our payment processor to charge the applicable fees and taxes to your payment method on a recurring basis until you cancel.

• Subscriptions renew automatically for the same term unless cancelled before the renewal date.
• You may cancel at any time; cancellation takes effect at the end of the current billing period.
• Free trials, where offered, convert to a paid subscription unless cancelled beforehand.
• We may change pricing with reasonable advance notice, effective the next billing period.

Except where required by law, fees are non-refundable. See the Pricing page for current plans.

You agree not to:

• Reverse engineer, decompile, or attempt to derive the source code or models of the Service.
• Resell, sublicense, or redistribute platform outputs for commercial resale without an explicit license.
• Use the Service in any manner that violates applicable securities laws or your own regulatory obligations.
• Scrape or systematically extract platform data outside of permitted API channels.
• Upload malicious code, attempt unauthorized access, or interfere with the integrity or performance of the Service.
• Use the Service to violate the rights of others or for any unlawful, misleading, or fraudulent purpose.

All platform software, models, content, trademarks, and trade dress are owned by Finapolis or its licensors and protected by intellectual property laws. Except for the limited right to use the Service under these Terms, no license or right is granted to you.

You retain ownership of the content you input into the Service, such as portfolio data, custom screens, and research notes ("Your Content"). You grant Finapolis a limited, worldwide, non-exclusive license to host, process, and display Your Content solely to provide and improve the Service for you. We do not use Your Content to train AI models shared across other customers.

Finapolis is a research platform and does not provide investment advice, recommendations, or solicitations to buy or sell any security. Nothing on the platform constitutes a recommendation or an offer to buy or sell any security.

Past performance does not guarantee future results. AI-generated outputs must be independently reviewed before any client-facing use, regulatory filing, or investment decision, and all investment decisions remain your sole responsibility. See the Disclosures page for additional regulatory and AI-output notes.

To the maximum extent permitted by law, the Service is provided "as is" and "as available" without warranties of any kind, whether express, implied, or statutory, including implied warranties of merchantability, fitness for a particular purpose, title, and non-infringement. We do not warrant that the Service will be uninterrupted, error-free, or secure, or that any data or AI output will be accurate, complete, or current.

To the maximum extent permitted by law, Finapolis and its officers, employees, and suppliers will not be liable for any indirect, incidental, consequential, special, exemplary, or punitive damages, or for any loss of profits, revenue, data, or goodwill, arising out of or in connection with your use of (or inability to use) the Service.

Our total aggregate liability arising out of or relating to these Terms or the Service will not exceed the amounts you paid to Finapolis for the Service in the twelve (12) months preceding the event giving rise to the claim.

You agree to indemnify and hold harmless Finapolis and its affiliates from any claims, liabilities, damages, losses, and expenses (including reasonable legal fees) arising out of or related to your use of the Service, Your Content, your violation of these Terms, or your violation of any law or third-party right.

You may stop using the Service and close your account at any time. We may suspend or terminate your access if you breach these Terms, if required by law, or to protect the Service or other users. Upon termination, your right to use the Service ceases.

Provisions that by their nature should survive — including intellectual property, disclaimers, limitation of liability, indemnification, and governing law — will survive termination.

These Terms are governed by the laws of the State of Delaware, United States, without regard to its conflict-of-laws rules. The state and federal courts located in Delaware will have exclusive jurisdiction over any dispute arising out of or relating to these Terms or the Service, except that either party may seek injunctive relief in any court of competent jurisdiction.

We may update these Terms from time to time. The "Last updated" date reflects the most recent revision. For material changes, we will provide reasonable advance notice through the platform or by email. Your continued use of the Service after changes take effect constitutes acceptance of the revised Terms.

Questions about these Terms: email support@finapolis.com with the subject line "Terms of Service."